Category Archives: Debt Management

How To Get Out Of Debt And Live A Debt-Free Life

Consumer debt is at its all-time high. There is an increasingly serious problem of people relying too heavily on their credit cards to purchase things that they really cannot afford. Some people forget that having a credit limit does not mean that they have that much money to spend. The rule of thumb is that if you do not have the money to pay off your credit card bills at the end of the month, do not use it for your purchases. If you feel like your […]

More info

Debt Reduction Tips To Ensure Financial Growth

If you are struggling with debt you are certainly not alone. While the government caters to businesses by relieving them of debt, the consumer feels the crunch in lower wages, higher costs of goods and services and interest rates that are obscene. This article will inform you of ways that you can reduce your debt and eventually reach a point where you are accruing savings and generating a better quality of life in the future. You do not need to go to a debt counseling service to […]

More info

Reducing Debt in Four Steps

When you have a lot of debt, you’ll find the weight on your shoulders becomes enormous. You will wonder how you will ever dig out of the hole you’ve created for yourself. The time has come to take the reins of your life and guide it onto a new path which ends with financial freedom. This article will show you the ropes. Know exactly how much you owe, to who, when it is due, what interest rate they are charging you and how much you are currently […]

More info

How to Avoid Going Into Debt

While many people will give you advice on how to get out of debt once you are in it, the best bet is to never get to that point in the first place. Knowing how to stay out of debt is key to mastering your finances once and for all. This article will take you through the steps you need to know to avoid financial pitfalls. Never co-sign a loan with anyone except your spouse. Even then, consider it carefully. When you co-sign a loan, you are […]

More info